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International business payments
Sign up
Create an account in less than 5 minutes
It takes just a few minutes. All you need is an email address to get started. Verify your business and get started making cross-border payments.
Send money
Easily send money to over 190 countries
Chose your currencies, payment method and recipient details (you'll need their address, bank account/IBAN, swift/BIC). Create international money transfers for your business, with over 190+ countries available.
Transfer updates
Transfer updates and live customer support
Seamlessly track invoices and transfer status from your online account. Receive live chat, phone and email support for your payments.
Best ways to make international payments
ACH Direct Debit (US Only)
Available for customers in the USA, when you use ACH to fund your transfer you authorize a one-time debit from your bank account to ours. It can take up to 5 business days and there are no ACH fees.
| Delivery time | Within 1-5 business days |
|---|---|
| Transfer fees | Zero fees |
| Currencies | 190+ worldwide |
| Daily send limits | Up to $25,000 USD |
Wire Transfer
All Xe customers can pay via wire (bank) transfer. Payment will typically be the same day or the next, but this varies depending on the currency sent. It can take up to 2 working days for money to reach us.
| Delivery time | Within 1-5 business days |
|---|---|
| Transfer fees | Zero fees |
| Currencies | 190+ worldwide |
| Daily send limits | Up to $15 million USD |
EFT (Canada Only)
Available for customers in Canada, when you use (EFT) bank debit to fund transfers, you authorize a one-time debit from your bank to ours. It can take up to 3 business days and there are no EFT fees.
| Delivery time | Within 1-5 business days |
|---|---|
| Transfer fees | Zero fees |
| Currencies | 190+ worldwide |
| Daily send limits | Up to $33,000 CAD |
Call Our Agents
We can assist you in sending large amounts around the world. We offer live chat, phone or email support with our Customer Care Team. You can speak with an Xe agent to find out more.
| Delivery time | Within 1-5 business days |
|---|---|
| Transfer fees | Zero fees |
| Currencies | 190+ worldwide |
| Daily send limits | Up to $15 million USD |
No limits and zero fees
Xe for Business customers benefit from zero fees on most international payments - subject to Xe's terms and conditions. For some of our services, such as same-currency payments, your transfer may be subject to fees.
Frequently asked questions
Do you have questions about business international payments? Read our FAQs to learn more.
You can set up a business account online using our secure web platform. Follow these simple steps to register:
Click here to register for an Xe business account.
Enter your email address and then select a secure password.
Fill in some basic company information about the business you want to register.
Enter your own personal details.
Tell us some information about how you intend to use the service (for example, the currencies you’re interested in).
Agree to the terms and conditions.
Await approval from a member of our team.
Xe for Business customers benefit from zero fees on most international payments - subject to Xe's terms and conditions. For some of our services, such as same currency payments, your transfer may be subject to a fee. These are determined by several factors and any fees will be clearly displayed before you confirm your transfer. Read this article for more information about fees for consumer customers:
Xe is pleased to offer a same-currency transfer service to our Xe for Business users sending money internationally. The number of currencies available for same-currency payments will increase as we gradually roll out this service, which is currently only available to business account holders.
We’ll send your money to your recipient as quickly as possible. If you’d like to check the status of your transfer, follow these steps:
Sign in to your Xe account
Choose Transactions
You’ll be presented with a list of your transfers
A green check mark in the ‘In’ and ‘Out’ column lets you know when we’ve received and sent out your money. A red cross in either of these indicates your transfer has not passed this stage yet.