Create your account online or over the phone. It's quick, free and easy
Get a live bank-beating money transfer rate for your chosen currency
Confirm currencies, amounts and recipient - we'll take care of the rest
Our exchange rates are bank-beating and we don't charge any additional fees to use our service. Our rates are linked to the live foreign exchange markets and will update right up until you confirm the transfer, so you can secure a rate you are comfortable with.
The majority of our money transfers are completed on the same day. Occasionally certain factors can affect the transfer completion date. We'll keep you updated by email throughout the process.
You can make wire payments to or from Canada on our website or mobile app. Once you've booked your transfer, you can make payment to us by bank transfer or debit/credit card.
The amount you can transfer with XE is unlimited. You can transfer up to $500,000 USD online (or currency equivalent). For larger amounts, you can contact our currency experts and they can guide you through the transfer process over the phone.
If you need to make a payment right away, you can make use of our one-off 'spot' transfers, but if your requirement is more complex, we have a solution for you as well. We offer the following services:
The 'buy now, pay now' option.
Good for: quick one-off payments.
A 'buy now, pay later' option.
Good for: property purchases or investments.
Allows you to specify a ‘target’ rate.
Good for: volatile markets and when your need isn't time-sensitive.
Fix the exchange rate for up to 24 months.
Good for: mortgage, salary or pension payments.
Send money globally and manage your account 24/7
Processed last year by our group
139 currencies to over 220 countries and territories
Enterprise-grade security to keep your money safe
1 Charges may occasionally be applied by a third party bank when transferring the funds to XE Money Transfer or before the funds arrive in the recipient account.
XE Money Transfer is a service provided by HiFX Canada Inc. dba Xe, a money services business (MSB) registered with The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), the Canadian financial intelligence unit having regulatory oversight over Xe. Our FINTRAC registration number is M16372531. HiFX Canada Inc. dba Xe is a federally registered incorporated entity, corporation number 950254-8, with our registered office at 1200-80 Richmond Street West, Toronto, Ontario, M5H 2A4.