More than exchange rates, Xe sends money to over 190 countries worldwide.
1 XLM to TOP - Convert Stellar Lumens to Tongan Pa'anga
Xe currency converter
1.00 XLM = 0.44308314 TOP
Mid-market rate at 16:20 UTC
We use the mid-market rate for our Converter. This is for informational purposes only. You won’t receive this rate when sending money. Login to view send rates
XLM to TOP exchange rates today
Convert Stellar Lumen to Tongan Pa'anga
XLM to TOP chart
See your 1 XLM in motion. Our live XLM to TOP chart tracks 12 months of real-time, mid-market rates and shows exactly how much your money was worth at any point in time. Want to know when the rate moves in your favor? Set a rate alert and we’ll let you know when it hits your target.
1 XLM = 0.443083 TOP
21 Oct 2026, 16:20 UTC
Compare and save
When you compare Xe to leading banks and providers, the difference is clear. Bank-beating rates and no hidden fees mean more value on every transfer.
| Provider | ||
|---|---|---|
| Recipient getsSending 20,000.00 GBP | 26,560.00 USD+385.64 USD | 26,174.35 USD-385.64 USD |
| Exchange rate(1GBP → USD) | 1.328000 | 1.309700 |
| Transfer fee | 0 GBP | 15.00 GBP |
| Send now |
Sending 20,000.00 GBP

- Exchange rate
- 1.328000
- Transfer fee
- 0 GBP
- Recipient gets
- 26,560.00 USD+385.64 USD
- Exchange rate
- 1.309700
- Transfer fee
- 15.00 GBP
- Recipient gets
- 26,174.35 USD-385.64 USD
Rates obtained as of 10/20/2026
The comparison savings are based on a single transfer from GBP 20,000 to USD. Savings are calculated by comparing the exchange rate including margins and fees provided by each bank and Xe on the same day 10/20/2026. The comparison savings provided are only accurate for the given example and may not include all costs and charges. Different currency exchange amounts, currency types, dates, times, and other individual factors will result in different comparison savings. These results may therefore not be indicative of actual savings and should be used for guidance only. The rate comparison chart is updated quarterly.

| Metric | Last 7 days | Last 30 days | Last 90 days |
|---|---|---|---|
| High | 0.4525 | 0.5550 | 0.5550 |
| Low | 0.4250 | 0.4250 | 0.3684 |
| Average | 0.4354 | 0.4886 | 0.4438 |
| Volatility | 1.79% | 3.76% | 3.76% |
XLM to TOP statistics
Over the last 7 days, XLM to TOP moved between 0.4250 and 0.4525. The average was 0.4354 with 1.79% volatility.
Over the last 30 days, XLM to TOP moved between 0.4250 and 0.5550. The average was 0.4886 with 3.76% volatility.
Over the last 90 days, XLM to TOP moved between 0.3684 and 0.5550. The average was 0.4438 with 3.76% volatility.
Popular Stellar Lumen (XLM) pairings

International money transfers done right
Xe makes international money transfers simple. See all pricing upfront, get reliable delivery estimates, and track every transfer in real time. Send to 190+ countries in 130+ currencies.
More live XLM currency charts
Currency information
XLM - Stellar Lumen
Our currency rankings show that the most popular Stellar Lumen exchange rate is the XLM to USD rate. The currency code for Stellar Lumens is XLM.
More Stellar Lumen infoTOP - Tongan Pa'anga
Our currency rankings show that the most popular Tongan Pa'anga exchange rate is the TOP to USD rate. The currency code for Tongan Pa'anga is TOP. The currency symbol is T$.
More Tongan Pa'anga infoGlobal business payments simplified.
Whether you need to make cross-border payments or FX risk management solutions, we’ve got you covered. Schedule international transfers across 130 currencies in 190+ countries.

XLM to TOP frequently asked questions

