TD Bank exchange rate
Considering using TD Bank for your international money transfer? Compare TD Bank exchange rates and fees to discover your potential savings with Xe.
Speak with a currency expert today. We can beat competitor rates.
| Currency | Exchange Rate | Transfer Fee | Recipient Gets | Sending with |
|---|---|---|---|---|
AUD Australian Dollar | 1.052433 | $0 | $1,052.43 | Cheaper Save 13.36 AUD Send with Xe |
EUR Euro | 0.602970 | $0 | €602.97 | Cheaper Save 4.72 EUR Send with Xe |
GBP British Pound | 0.526286 | $0 | £526.28 | Cheaper Save 4.11 GBP Send with Xe |
NZD New Zealand Dollar | 1.194954 | $0 | $1,194.95 | Cheaper Save 26.84 NZD Send with Xe |
USD US Dollar | 0.703157 | $0 | $703.15 | Cheaper Save 709.34 USD Send with Xe |
AUD
Australian Dollar
GBP
British Pound
NZD
New Zealand Dollar
USD
US Dollar
About TD Bank
TD Bank (Toronto-Dominion Bank) Formed in 1955 from the merger of the Bank of Toronto (1855) and The Dominion Bank (1869), TD is headquartered in Toronto and ranks among Canada’s largest banks. It offers full retail and commercial banking—accounts, cards, loans and mortgages—alongside wealth and capital-markets services. TD operates extensive Canadian branches and a large U.S. retail network, supported by award-winning digital channels.
Popular Canadian Dollar (CAD) Pairings
Learn more about Canadian Dollar pairings

How long does a TD Bank money transfer take?
Delivery times for international transfers with TD Bank vary based on the payment method, transaction timing, and recipient’s country. Typically, international bank transfers take 1 to 5 business days. Factors such as bank holidays and security checks may also impact delivery. Check TD Bank's cutoff time to avoid delays.

What are TD Bank's money transfer fees and costs?
The cost of an international money transfer with TD Bank depends on many factors including the transfer amount and destination currency. Usually, larger transfers come with lower fees and better exchange rates. Check the comparison table to compare TD Bank fees with Xe.
Why transfer with Xe instead of traditional banks?
Better rates
We consistently offer bank-beating rates, getting you the most value for your money. Compare us to your bank to see the difference.
Lower fees
We charge less, so you save more. Plus, we always display all fees before you confirm your transfer, so you know exactly what you're paying for.
Faster transfers
The majority of transfers are completed the same day. We know how important it is that your money gets delivered quickly and reliably.

Xe 24/5 expert global transfer support
Need assistance with your international money transfer? We are here to help—connect with us today for personalized support!

Transfer more with Xe's higher online send limits
We offer higher online transfer limits than traditional banks, allowing you to send more in a single transfer. Say goodbye to splitting larger amounts and enjoy a simpler, more efficient way to move your money.
Xe is trusted by millions around the globe
Ready to get started?
You've compared TD Bank's exchange rates with Xe and it's time to unlock the best value for your international money transfers. Your first transfer is just a few clicks away—start now and take your money further!
Frequently asked questions
TD Bank's exchange rates can differ significantly from dedicated money transfer services. Traditional banks often add a markup to their rates, meaning your recipient may receive less. Use our comparison table to see how TD Bank stacks up against Xe and other providers in real time.
Comparing TD Bank to other international money transfer services helps you make smarter financial decisions. Small differences in rates and fees can lead to significant savings—especially on larger transfers. Our comparison tool makes it easy to find the best value for your specific currency pair.
The TD Bank exchange rate refers to the rate they offer for converting one currency into another during an international money transfer. This rate may include a margin above the mid-market rate, which can reduce the final amount your recipient receives. Compare TD Bank's rate to Xe’s real-time rates to see the difference.
Many banks and money transfer providers—including TD Bank—may charge a transfer fee. This could be a flat fee or vary depending on the amount, destination, or transfer method. Our comparison tool clearly breaks down the fees and exchange rates so you can easily see the total cost.
Transfer times with TD Bank depend on the destination, currency, and payment method. Many transfers take 1–5 business days, though delays can occur due to bank processing times or additional checks. In contrast, Xe completes most transfers within minutes.
TD Bank may impose daily limits or require in-person visits for large transfers. Xe supports higher online transfer limits, giving you more flexibility when moving large amounts—without the need to split payments or go to a branch.