Compare BNZ NZD to CNY exchange rate
Considering using BNZ for your transfer from NZD to CNY? Compare BNZ exchange rates and fees to discover your potential savings with Xe.
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| Provider | Exchange Rate | Transfer Fee | Recipient Gets |
|---|---|---|---|
4.006700 | $0 | ¥4,006.70 Send now | |
We don’t have BNZ rates for this currency pair yet, but you can still compare a quote from BNZ to Xe’s live rate to see potential savings. Check back soon, we’re always expanding our data to bring you more rates. | |||
We don’t have BNZ rates for this currency pair yet, but you can still compare a quote from BNZ to Xe’s live rate to see potential savings. Check back soon, we’re always expanding our data to bring you more rates.
About Bank of New Zealand
Established in 1861 and headquartered in Auckland, BNZ provides retail, SME, corporate, and institutional banking—payments, mortgages, business lending, trade, cash management, markets, and wealth. Its branch network and digital channels support exporters, farmers, and urban enterprises.

How fast is a BNZ NZD to CNY transfer?
Delivery times for international transfers with BNZ from New Zealand to China vary based on the payment method and transaction timing. Typically, international bank transfers take 1 to 5 business days. Factors such as bank holidays and security checks may also impact delivery. Check Bank of New Zealand's cutoff times to avoid delays.

What are BNZ to transfer fees?
BNZ international money transfer costs from NZD to CNY depend on factors like the transfer amount. Usually, larger transfers come with lower fees and better exchange rates. Check the comparison table to compare BNZ fees with Xe.
Why transfer with Xe instead of traditional banks?
Better rates
We consistently offer bank-beating rates, getting you the most value for your money. Compare us to your bank to see the difference.
Lower fees
We charge less, so you save more. Plus, we always display all fees before you confirm your transfer, so you know exactly what you're paying for.
Faster transfers
The majority of transfers are completed the same day. We know how important it is that your money gets delivered quickly and reliably.

Xe 24/5 expert global transfer support
Need assistance with your international money transfer? We are here to help—connect with us today for personalized support!

Transfer more with Xe's higher online send limits
We offer higher online transfer limits than traditional banks, allowing you to send more in a single transfer. Say goodbye to splitting larger amounts and enjoy a simpler, more efficient way to move your money.
Xe is trusted by millions around the globe
Ready to get started?
You've compared BNZ's exchange rates with Xe and it's time to unlock the best value for your international money transfers. Your first transfer is just a few clicks away—start now and take your money further!
Frequently asked questions
The exchange rate offered by BNZ for converting New Zealand Dollar (NZD) to Chinese Yuan Renminbi (CNY) may include a margin above the real mid-market rate. This means you could receive less Chinese Yuan Renminbi than expected. Use our comparison table to see how BNZ’s rate compares to Xe and other providers.
BNZ may charge a fixed transfer fee, a percentage-based fee, or both, depending on your transfer method and destination. These fees—along with the exchange rate—affect how much your recipient receives. Our tool breaks it down so you can compare the total cost with other options like Xe.
Transfers from New Zealand Dollar to Chinese Yuan Renminbi with BNZ typically take 1 to 5 business days. Timing depends on cut-off times, holidays, the destination country, and the receiving bank’s processing times. Xe offers same-day delivery for most transfers.
BNZ may have daily or per-transfer limits for international transfers. You may also need to visit a branch for larger amounts. Xe supports higher online send limits, offering flexibility and convenience when transferring larger sums internationally.
Many providers, including BNZ, may update their exchange rates based on market conditions. However, rates may be set once daily or adjusted less frequently than those from dedicated FX services. Xe updates rates live, giving you greater control over when to send.