Introducing Apple Pay
Funding your transfers just got easier. Download the Xe app to use Apple Pay for a quick, secure way to send money with minimal steps and maximum protection. Skip the hassle of entering payment details—just tap and go.
How to send with Apple Pay
Choose Apple Pay as your payment method on the Send Money screen.
Why pay with Apple Pay?
Skip the details
No need to manually enter card numbers or billing info — simply tap and send your money securely.
Built-in security
Every transfer is protected by Face ID, Touch ID, and Apple’s advanced encryption technology.
Faster transfers
Many transfers are completed within minutes, making it quicker and easier to move your money.
30+ years of excellence
With over 280 million users worldwide, Xe has built a trusted reputation for secure, reliable money transfers. Backed by advanced fraud protection and strict regulatory compliance, we help customers move money with total confidence.
Don’t have Apple Pay set up yet?
Getting started is simple. Open the Wallet app on your iPhone, tap the ‘+’ icon in the top right corner, and follow the prompts to add your debit or credit card. Once it’s added, you’ll be ready to send with Apple Pay.
Download the Xe app to send with Apple Pay
Apple Pay frequently asked questions
Apple Pay is available for Xe customers in Australia, Canada, Europe, New Zealand, and the USA. You’ll need to have Apple Pay enabled on your iPhone and a compatible debit or credit card in your Apple Wallet.
Available currencies depend on your location:
Australia: AUD
Canada: CAD and USD
Europe: EUR
New Zealand: NZD
USA: USD
Here’s how to complete a transfer using Apple Pay:
Start your transfer and choose Apple Pay as your payment method.
Add your recipient and transfer details.
On the Transfer Summary screen, tap Pay.
Apple Pay will open with your default card — tap the arrow to switch cards if needed.
Review your payment and confirm using Face ID, Touch ID, or your passcode.
You’ll return to the Xe app, where you can track your transfer in Activity.
Fees depend on the card type stored in your Apple Wallet:
Debit cards typically have lower fees
Credit cards may include higher fees
You’ll see fee details:
On the “How would you like to pay?” screen before confirming
On the Transfer Summary screen (shows maximum fee)
In the Pay Xe section of the Apple Pay screen
You can switch cards at any point before confirming your payment.
Transfer limits may vary depending on your card type and location. You’ll see any applicable limits when setting up your payment in the app.