Simple international money transfers

Send money globally with confidence. Join the millions using our fast, secure platform offering bank-beating rates and expert, local support if you need it.

Transparent fees

Transparent fees

We offer straightforward pricing and bank-beating exchange rates, so you can send money globally for less.

Secure transactions

Fast & Secure

Regulated by financial institutions worldwide, our transfers are secure and arrive rapidly, often same-day or in minutes.

Expert support

Expert support

Local team of experienced currency experts available via live chat, phone or email.

Sign up and start sending in minutes

It takes just a few minutes. All we need is your email address and some additional information.

Advanced tools to manage every transfer

Spot transfers

Spot transfers

Buy currency at the live exchange rate to send your payment instantly and securely.

Regular payments

Regular payments

Fix your exchange rate and set up automated recurring transfers for up to 24 months—ideal for tuition or rent.

Market orders

Market orders

Choose your target exchange rate and Xe will automatically transfer your money once that rate is reached.

Forward contracts

Forward contracts

Lock in today’s exchange rate and schedule your transfer for any time in the next three years with peace of mind.

Flexible ways to receive money

Wire transfer

Bank deposit

Send directly to hundreds of major banks globally.

Transfer amount Simple

Cash pickup

Send money to 500,000+ convenient locations in over 150 countries.

mobile wallet

Mobile wallet

Send directly to your loved one's mobile phone in 35+ countries around the world.

Payment methods to suit you

Wire transfer

Bank or Wire Transfer

Choose wire transfer and simply wire funds from your bank to Xe.

Debit or Credit Card

Debit Card

Debit card payments are a cost-effective choice when sending funds, offering speed and convenience.

Credit Card

Credit card payments are a fast and easy way to send money, but may incur a small fee.

Apple & Google Pay

Use Apple or Google Pay for a quick and secure way to send money.

Osko & PayID

For New Zealand and Australia customers, Osko enables quick and convenient payments from your bank.

Xe for business

Built for business too

Whether you need to make simple cross-border payments or more complex FX risk management solutions, we’ve got you covered. Schedule international transfers and manage foreign exchange risk across 130 currencies in 190+ countries.

Xe is trusted by millions around the globe

Ready to get started?

Join the millions that check our international rates and send money to 190+ countries in 100 currencies. Sign up in minutes today.

Xe Money Transfer, is a service provided by HiFX Limited. The company registration number is 1121503 and HiFX Limited is a registered Financial Service Provider (FSP94961)