The fast and trusted way to send money

Millions of people check our rates and send money online with us every day with 140+ currencies & 200+ countries


Mid-market rate
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We use the mid-market rate for our Converter. This is for informational purposes only. You won’t receive this rate when sending money. Login to view send rates

How to send money with Xe

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Create account

It takes just a few minutes. All we need is your email address and some additional information.

Instant quote

Get a live bank-beating money transfer rate for your chosen currency.

Confirm and send

Check the currencies, amount and recipient are correct. Send us the funds and we'll do the rest.

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Great rates and fast transfer speeds

✅ Bank-beating rates and no hidden fees

✅ Most transfers completed same day, some in minutes

✅ No min or max transfer amount limits

Xe global business account and international payments

Secure and trusted

✅ Regulated by authorities worldwide

✅ 275+ million people visit Xe online every year

✅ Account and transaction protection using 2-factor authentication

How long will it take to send money abroad?

Transfer updates and live customer support

✅ Live chat, phone and email support in multiple languages

✅ Live tracking and notifications

✅ Experienced account managers available for larger transfers

Track your money transfer and get live support

Tools & transfer options

With over 30 years of currency expertise, transparent rates and an efficient online platform, we make it easy to manage and send international money transfers.


Spot transfers

Buy currency at the live exchange rate to quickly make a payment.

Regular payments

Simply fix the exchange rate for up to 24 months.

Market orders

Identify your target rate and transfer automatically once it’s been reached.

Forward contracts

Lock in today’s rate and schedule your transfer for any time in the next 3 years.

Multiple payment methods

There are multiple ways to send money with Xe. You can use your debit card, credit card, bank transfer or direct debit (ACH)


Debit card

Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process.

Credit card

Paying for your transfer with a credit card is easy and fast. Xe accepts a number of different credit card providers.

Bank transfer

A bank transfer or wire transfer is an electronic payment which sends money directly from one bank account to another.

Direct Debit (ACH)

Direct Debit is a convenient method that lets you authorise payment. It takes a little more time for your money to reach Xe, and as a result, can delay the speed of transfer.

Powering you.

Open your personal or business money transfer account in minutes.

XE Money Transfer is a service provided by Dandelion Payments, Inc., dba Xe USA, licensed as a Money Transmitter by the New York State Department of Financial Services; licensed by the Georgia Department of Banking and Finance, NMLS ID 920968; licensed as a Foreign Transmittal Agency by the Massachusetts Division of Banks, NMLS ID 920968; and authorized to operate as a money transmitter in all United States' jurisdictions where it conducts business.