Simple international money transfers
Send money globally with confidence. Join the millions using our fast, secure platform offering bank-beating rates and expert, local support if you need it.
Transparent fees
We offer straightforward pricing and bank-beating exchange rates, so you can send money globally for less.
Fast & Secure
Regulated by financial institutions worldwide, our transfers are secure and arrive rapidly, often same-day or in minutes.
Expert support
Local team of experienced currency experts available via live chat, phone or email.
Sign up and start sending in minutes
It takes just a few minutes. All we need is your email address and some additional information.
Advanced tools to manage every transfer
Spot transfers
Buy currency at the live exchange rate to send your payment instantly and securely.
Regular payments
Fix your exchange rate and set up automated recurring transfers for up to 24 months—ideal for tuition or rent.
Market orders
Choose your target exchange rate and Xe will automatically transfer your money once that rate is reached.
Forward contracts
Lock in today’s exchange rate and schedule your transfer for any time in the next three years with peace of mind.
Flexible ways to receive money
Bank deposit
Send directly to hundreds of major banks globally.
Cash pickup
Send money to 500,000+ convenient locations in over 150 countries.
Mobile wallet
Send directly to your loved one's mobile phone in 35+ countries around the world.
Payment methods to suit you
Standard Bank Transfer
Choose bank transfer and simply wire funds from your bank to Xe.
Express Bank Transfer
Express bank transfer allows you to make payment securely and in real time from your bank account.
Apple & Google Pay
Use Apple or Google Pay for a quick and secure way to send money.
Credit & Debit Card
Card payments are the most popular payment choice, however credit card payments may incur a small fee.
Direct Debit
Direct debit can be used to make regular payments to us. Ideal for mortgage or pension payments.
Xe for business
Built for business too
Whether you need to make simple cross-border payments or more complex FX risk management solutions, we’ve got you covered. Schedule international transfers and manage foreign exchange risk across 130 currencies in 190+ countries.
Xe is trusted by millions around the globe
Ready to get started?
Join the millions that check our international rates and send money to 190+ countries in 100 currencies. Sign up in minutes today.
HiFX Europe Limited, trading as XE. HiFX Europe Limited is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, registration 462444, for the provision of payment services. HiFX Europe is a limited company registered in England and Wales. Registered number: 3517451. Registered office: Maxis 1, Western Road, Bracknell, Berkshire RG12 1RT.