Send money to 200+ countries

💸 The fast and trusted way to send money.
Register in minutes for simple & secure money transfers.

How to send money with Xe

1. Create account

It takes just a few minutes. All we need is your email address and some additional information.

2. Instant Quote

Get a live bank-beating money transfer rate for your chosen currency.

3. Confirm and send

Check the currencies, amount and recipient are correct. Send us the funds and we'll do the rest.

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Flexible ways to send money

Securely send money for cash pickup, to mobile wallets or simply transfer to bank accounts around the world


Send directly to hundreds of major banks globally.

Deposited in minutes.

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Send money to 500,000+ convenient locations in over 150 countries.

Pickup instantly.

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Send directly to your loved one’s mobile phone in 35+ countries around the world.

Arrives instantly.

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Secure and trusted

✅ Regulated by relevant authorities worldwide

✅ 275+ million people visit Xe online every year

✅ Account and transaction protection using 2-factor authentication

How long will it take to send money abroad?

Great rates and fast transfer speeds

✅ Bank-beating rates and no hidden fees

✅ Most transfers completed same day, some in minutes

✅ No min or max transfer amount limits

Xe global business account and international payments

Flexible payment and receive options

✅ Pay by debit card, credit card, bank transfer or direct debit (ACH/EFT)

✅ Securely send to bank accounts worldwide

✅ Send for cash pickup to over 500,000 locations

✅ Send to mobile wallets in 35+ countries

How much does it cost to send money abroad?

Tools & transfer options

With over 30 years of currency expertise, transparent rates and an efficient online platform, we make it easy to manage and send international money transfers.


Spot transfers

Buy currency at the live exchange rate to quickly make a payment.

Regular payments

Simply fix the exchange rate for up to 24 months.

Market orders

Identify your target rate and transfer automatically once it’s been reached.

Forward contracts

Lock in today’s rate and schedule your transfer for any time in the next 3 years.

Powering you.

Open your personal or business money transfer account in minutes.

XE Money Transfer is a service provided by HiFX Canada Inc. dba Xe, a money services business (MSB) registered with The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), the Canadian financial intelligence unit having regulatory oversight over Xe. Our FINTRAC registration number is M16372531. HiFX Canada Inc. dba Xe is a federally registered incorporated entity, corporation number 950254-8, with our registered office at 56 Temperance Street, Level 8, Toronto, ON M5H 3V5.