Send money across borders with confidence

Whether you're relocating, investing or buying property abroad.
Xe puts you in control of your international money transfers.

Sending a large transfer amount overseas?

With Xe, you get your own local dedicated account manager and fast support from a real human when it matters most. We help you navigate every step, with confidence.

Send money and lock in rates all from the Xe App

Track live exchange rates, time your transfer, and send funds - all from your phone. Available on iOS and Android. Download the Xe app now.

No hidden fees. Competitive exchange rates.

Get up to 6% more than banks* when you transfer money internationally with Xe. We display all fees upfront, before you confirm your transfer so there are no surprises.

*Based on Rates correct as of 01:30 GMT 19/06/25 Learn more

The Xe difference

Bank beating rates

Bank beating rates

We consistently offer bank-beating rates, getting you the most value for your money. Compare us to your bank and see the difference.

Low to no fees

Low to no fees

We always display all fees before you confirm your transfer, so you know exactly what you're paying for.

Get FX support

Get FX support

Our currency specialists can help you navigate the best time to transfer and manage market fluctuations.

Trusted since 1993

Trusted since 1993

Our reputation is built on trust. More than 280M people rely on our secure services to process thousands of global transactions everyday.

Real-time tracking

Real-time tracking

With our real-time transfer tracking, you’re always in the loop. Access real-time updates anytime, directly from your account.

Flexible transfer options

Flexible transfer options

Lock in rates with forward contracts or set rate alerts to get the best deal on your transfer.

How to transfer money with Xe

Create account

Sign up for free

Create an Xe account in minutes. All we need is your email address and some additional information.

Get a live bank-beating money transfer rate for your chosen currency.

Get a quote

Receive a live bank-beating money transfer rate for your chosen currency.

Once we receive the funds we will handle the rest.

Set up transfer

Provide the necessary details to set up your transfer.

For transactions exceeding our online limits, our dedicated support team is here to guide you every step of the way.

Track your transfer every step of the way with our Xe app.

Track your transfer

Track your transfer every step of the way. Enable notifications to get updated on your transfer.

Proudly supported by Euronet

Proudly supported by Euronet

We're proud to be part of Euronet, a distinguished Fortune 500 company with an investment-grade credit rating, publicly traded on NASDAQ (EEFT).

Xe is trusted by millions around the globe

Ready to transfer?

Create a free account in minutes and start sending money overseas with ease.

Xe Money Transfer, is a service provided by HiFX Australia Pty Ltd. HiFX Australia Pty Ltd is a company registered in Australia (ACN 105 106 045) and holds an Australian Financial Services Licence (AFSL No. 240917) and is regulated by Australian Securities and Investments Commission.