AMSTERDAM, Feb 13 (Reuters) - Dutch banking and insurance group ING on Wednesday reported lower-than-expected fourth-quarter net profit and announced yet another round of cost savings, cutting an additional 2,400 jobs.

Quarterly net profit was 1.434 billion euros; underlying pre-tax profit for the banking operations was 184 million euros, and at the insurance unit was 272 million euros.

Analysts polled by Reuters had forecast a net profit of 1.587 billion euros; the banking and insurance arms were expected to report underlying profit of 290 million and 265 million respectively.

(Reporting by Sara Webb) Keywords: ING EARNINGS/

(sara.webb@thomsonreuters.com)(+31 20 504 5000)(Reuters Messaging: sara.webb.thomsonreuters.com@reuters.net)

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